Dear Sir/Madam,
Given my mortgage loan started from XXXX, according to the mortgage regulations of your bank, earlier repayment in whole or in part without penalty is allowed after XXXX.
However, the current mortgage interest rate offered by your bank for property is XX percent. This interest rate is not competitive when compared with the rate of X percent offered by other banks, such as XXXX.
I am currently consider the mortgage interest rate offered by other banks and would like to get a quotation from your bank regarding your most competitive rate.
I hope your can consider me for the above preferential scheme. Should you require further evidence or supporting documents, please feel free to let me know.
Thank you for your kind attention.
Yours
sincerely,
___________________
P.S.
Mortgagor:
Mortgage
Loan Account No:
Address of Mortgaged Property:
Telephone No:
